Global Investments

First Virtual Group manages a globally diversified investment portfolio, utilizing both quantitative and qualitative inputs in an attempt to achieve above average risk-adjusted returns.

First Virtual Group's investment philosophy is based upon a long-term asset allocation that includes fixed-income, domestic, foreign, and private equities, emerging markets, absolute return strategies, real assets, and cash. Each asset class is benchmarked to an appropriate index. First Virtual Group avoids market timing and pursues active management only in those markets where it believes there is a great opportunity. The central objective is to achieve a market rate of return, utilizing a diverse portfolio of high quality assets, while keeping transaction costs and management fees at an absolute minimum.

First Virtual Group reviews its asset allocation annually in order to bring the allocation in line with policy targets.

First Virtual Group works with a broad range of global partners including: